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Customer Comments / Testimonial:
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Comparison Guide For
Accident Sickness & Redundancy Insurance:
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>>> NOTE: The
table below is for guidance only, as policy features and premiums can
change.
Compiled from data as current of 19th November 2009. Independent MPPI providers dominate
on
keen premiums such as www.mortgageinsurances.co.uk, as direct high street
lenders MPPI tends to
be more expensive i.e Halifax, Abbey, NatWest, RBS,
Barclays, HSBC. If you are with such a lender
please compare, and
see potential savings, make your money work harder. Try checking lenders'
websites
for details
of the cover on offer and the higher costs involved. Lenders must be trying
to keep their premiums
hidden, because
www.mortgageinsurances.co.uk could not get quotes online from leading lenders'
websites,
including Halifax (the
biggest), Barclays/Woolwich, HSBC, Lloyds TSB/Cheltenham &Gloucester,
and
RBS/NatWest. This
is appalling - perhaps lenders are simply too ashamed to reveal just
how over-priced their
MPPI (accident, sickness and redundancy) policies
are?
>>> www.mortgageinsurances.co.uk is a trading style of Independent Financial
Services (GB), an
independent financial services company authorised and regulated by the
FSA. Offering keen rates,
as premiums have been discounted, so less commission is earned by us,
giving you a cheaper premiums.
If you seek other insurance products please contact us by clicking
here >>>
>>> The
comparison table does not include Free insurance cover, as invariably Free
cover is an
incentive to attract customers at the begiining then, once Free period finishes
a higher premium in
proportion is paid for the term of of the MPPI plan. Far out
weighing any iinitial savings.
>>> Guide
below is for Accident Sickness and Redundancy Insurance, a comprehensive
cover. 'Redundancy'
& 'Accident and Sickness' only options may also be available from other providers.
Sickness cover is available
via www.mortgageinsurances.co.uk. Including Redundancy Only cover also available
subject to approval.
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Mortgage
Payment
Insurance
Provider
|
Payment
Product
NAME
|
Monthly
premium 12-months benefit, 35-year-old |
Monthly
premium 12-months benefit, 55-year-old |
MPPI
Initial
exclusion period for unempl't, new mortgage |
MPPI
Initial
exclusion period for unempl't, existing mortgage |
Insurance
Cover
period
|
Back-to-day-one
Insurance (i.e. in a 12 month policy, giving 12 months
Insurance):
|
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|
|
|
|
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|
www. Mortgage
Insurances.co.uk
|
Mortgage
Options |
£18.33 |
£18.33 |
60
days |
60
days |
12
months |
| British
Insurance |
British Insurance.com |
£20 |
£47.50 |
120 days |
120 days ? |
12 months |
| Ant Insurance |
Mortgage Only |
£19 |
£29 |
60 days |
60 days |
12 months |
| Ant Insurance |
Income Protection
Insurance |
£23 |
£35 |
90 days |
90 days |
12 months |
| Ant Insurance |
Mortgage & Bills |
£23 |
£35 |
60 days |
60 days |
12 months |
| Assurant
Intermediary |
Three 4 free |
£20a |
£20a |
0 days |
90 days |
6 months |
| Berkeley
Alexander |
MortgageRewardsb |
£28 |
£45 |
60 days |
90 days |
24 months |
| Berkeley
Alexander |
mortgageSURE Plus |
£32 |
£32 |
30 days |
90 days |
12 months |
| Columbus
Direct |
MPPI - plus other
bills |
£23 |
£35 |
60 days |
60 days |
12 months |
| Millennium
Insurance |
Payment Protection
Platinum |
£21 |
£21 |
60 days |
90 days |
12 months |
| Paymentcare |
Mortgage Protection
(IFA) |
£24 |
£24 |
0 days |
90 days |
12 months |
30-day
waiting period (i.e. in a 12 month policy,
giving 11 months Insurance):
|
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| www.
Mortgage Insurances. co.uk |
Mortgage
Options(DMS) |
£15.33 |
£15.33 |
60
days |
60
days |
12
months |
| More Than |
Mortgage/Pinnacle |
£19.10 |
£58.30 |
90 days |
120 days |
12 months |
| Ant Insurance |
Mortgage Only |
£17 |
£26 |
60 days |
60 days |
12 months |
| Ant Insurance |
Income Protection
Insurance |
£21 |
£31 |
90 days |
90 days |
12 months |
| Ant Insurance |
Mortgage & Bills |
£21 |
£31 |
60 days |
60 days |
12 months |
| Berkeley
Alexander |
MortgageRewards |
£24 |
£40 |
60 days |
90 days |
24 months |
| Berkeley
Alexander |
mortgageSURE |
£25 |
£25 |
30 days |
90 days |
12 months |
| Columbus
Direct |
MPPI - plus other
bills |
£21 |
£31 |
60 days |
60 days |
12 months |
| CUNA |
Mortgage Cover |
£25 |
£25 |
60 days |
60 days |
12 months |
| PayProtect |
Mortgage/MMS |
£25.50 |
£39.25 |
180 days |
180 days ? |
12 months |
| Millennium
Insurance |
Payment Protection
Gold |
£20 |
£20 |
60 days |
90 days |
12 months |
| webmoney |
Mortgage Protect |
£20 |
£30 |
60 days |
90 days |
24 months |
60-day
waiting period (i.e.
in a 12 month policy, giving 10 months Insurance):
|
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|
|
|
|
|
|
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www.Mortgage Insurances. co.uk
|
Mortgage
Options (DMS) |
£19 |
£29 |
60
days |
60
days |
12
months |
| More Than |
Mortgage/Pinnacle |
£17.65 |
£49.95 |
90 days |
120 days |
12 months |
| Berkeley
Alexander |
mortgageSURE |
£20 |
£20 |
30 days |
90 days |
12 months |
| Berkeley
Alexander |
MortgageRewards |
£23 |
£39 |
60 days |
90 days |
24 months |
| Britannia
BS |
Payment Protection |
£29 |
£29 |
30 days |
90 days |
12 months |
| CUNA |
Mortgage Cover |
£21 |
£21 |
60 days |
60 days |
12 months |
| PayProtect |
Mortgage/MMS |
£22.95 |
£36.25 |
180 days |
180 days ? |
12 months |
| Millennium
Insurance |
Payment Protection
Silver |
£19 |
£19 |
60 days |
90 days |
12 months |
| webmoney |
Mortgage Protect |
£18 |
£28 |
60 days |
90 days |
24 months |
www.mortgageinsurances.co.uk
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